Prepare For Your Visit

Insurance

Insurance plans we accept:

This list serves as a reference and may be subject to change. We advise you to contact your insurance provider to ensure accurate and current information about your insurance coverage. While we attempt to verify and check insurance coverage as a courtesy to our patients, individual plans may have specific requirements or updates affecting network participation.  

Medicare Products

  • Medicare
  • Community Health Plan of Washington (CHPW) Medicare Advantage
  • Molina Medicare Options
  • Regence Medicare Advantage
  • Aetna Medicare Advantage

Qualified Health Plans (Exchange plans purchased on WA HealthPlanFinder)

  • Ambetter (except Select plans, which are non-contracted)

  • CHPW Cascade Select
  • Molina Marketplace
  • Premera
  • Lifewise

Insurance plans we are NOT contracted with:

We do not accept the following insurance plans:

  • WellPoint, previously Amerigroup, (Medicaid, Medicare, and Commercial)
  • Humana
  • Ambetter Select plans
  • Dentegra
  • United Healthcare  (Medicaid, Medicare, and Commercial)
  • Kaiser Permanente
  • Tricare
  • Premera Medicare Advantage
  • Out-of-state Medicaid
  • Non-contracted Medicare Advantage Plans

If your plan is not listed above, please make sure to call your insurance and confirm if HealthPoint is a contracted provider for you.

Understanding insurance 

 

Co-pays


If you have insurance, you may owe a copayment (co-pay). A co-pay is a fixed amount you pay for a certain service and may vary by type of service. Co-pays are determined by your insurance plan and are due at the time of your appointment. Not all insurance plans require a co-pay.

Deductibles


A deductible is the amount you pay for health care services before your health insurance covers costs. This is also determined by your insurance plan, and is usually a different fee and amount than a co-pay. Not all insurance plans require patients to pay the full deductible before the insurance covers expenses.

Coinsurance


Some health insurance plans require members to pay a certain percentage of services. Often, you will need to pay a deductible amount first before insurance pays for its percentage of the services. You are responsible for the difference in costs that your insurance does not cover. Not all insurance plans include coinsurance.

Bills for Lab Services

If you receive lab services, such as a blood test, you will receive a bill from LabCorp. You are responsible for paying LabCorp directly. HealthPoint clinics inform LabCorp if a patient is eligible for the sliding fee discount, and LabCorp applies its discount.

If you have any questions or concerns regarding your insurance coverage, please send us a message through MyChart.